Fast and easy access to Working Capital Demand Loan

Customer Stories

What is Working Capital Demand Loan?

A Working Capital Demand Loan is a short-term loan that you can use to cover expenses, manage cash flow, and/or make capital improvements to your business. A Working Capital Demand Loan for small businesses is meant to help you pay for things like inventory, materials, or payroll, which are all things you need to run your business on a day-to-day basis.

Our Working Capital Demand Loan features

Maximum Loan Amount
Up to Rs. 50 Lakhs
Repayment Schedule
Upto 90 days
Interest Rate
Flexible Interest Rate
Revolving Loan Nature
Can be used again after repayment


Get immediate access to funds with our Working Capital Demand Loan
For every business, having good working capital is a must. Having working capital is important because it helps businesses meet their short-term obligations. For example, if there is a sudden rise in sales, then the company will have enough money to buy more raw materials and increase its production.

You need a steady stream of cash flow to keep your business operating and growing. And that means finding sources of funding that won’t tie up all your assets or require an extensive application process.

Working Capital Demand Loan is one such option that can be used by any small business owner who needs access to quick cash without having to put up heavy collateral or wait for approval from traditional lenders like banks and credit unions.

Our Working Capital Demand Loan is an excellent alternative to traditional bank financing. If you’re looking for a corporate financing loan with low-interest rates, fast approvals, and flexible repayment schedules, you have come to the right place!


Electronica Finance Limited Working Capital Demand Loan benefits
If you’re looking to grow your business, you may be wondering taking a loan is a good idea. But what if you could get the funding you need without having to go through all the paperwork? That’s where our Working Capital Demand Loan comes in.

Our Working Capital Demand Loan offers the following benefits.

  • Flexible Cash Advance – The Working Capital Demand Loan is a flexible cash advance that can be used as an overdraft loan, a line of credit, or a revolving credit facility. With this product, you can get what you need, when you need it. You will only pay interest on what you actually use.

  • Faster Credit Approval – Get the funds you need quickly, so you can take advantage of opportunities as they arise.

  • Multi-Purpose Loan – You can use it to finance working capital requirements, Short-term funding needs or cash flow requirements.

  • Quick and Easy Application – The application process for our Working Capital Demand Loan is quick and easy. Just fill out the form on our website, and we’ll get back to you within 24 hours with a decision.

Why Choose our Working Capital Demand Loan?

Choosing the right Working Capital Demand Loan can be a great asset to your company when you need quick funds to grow your business. Here is how our Working Capital Demand Loans can help you.

Easy and Transparent Application Process
Customized Nationwide Services
Personalized & Doorstep Service
No-Hassel Documentation
Fastest credit approval rates

Our process

Applying for our Working Capital Demand Loan is simple and easy process. You can apply online by following below steps:

1: Apply

Click “Apply Now” on the top right corner of the working capital loan product page.

2. Enter details

Enter details like company name, required loan amount, contact details, city etc.

3. Submit

Once you have rechecked all the details entered in the form, click on “Submit”.

4. Get a call

For further process & details, our tele calling team will call you within 24-48 hrs.

What is the eligibility for Working Capital Demand Loan?

In order to apply for the Working Capital Demand Loan, you will have to meet certain criteria. The common eligibility criteria are as follows:

  • Turnover above INR 2 Crores
  • Business vintage of over 3 years
  • Bureau Score more than 700

Documents needed to avail Working Capital Demand Loan from us:

The following are the documents needed to avail our working capital demand loan:

  • 3 Years financials and ITR
  • 12 Months Bank Statement
  • GST Returns for the current year
  • KYC – Aadhar & PAN
  • Residence & Factory ownership proof
  • 12 months electricity bills
  • Proforma Invoice / Quotation of material


A Working Capital Demand Loan provides small businesses with fast access to capital and flexibility in how they spend it. You can use the money however you need to meet your short-term needs, whether that's employees’ payroll or buying equipment.

A Working Capital Demand Loan is a short-term loan to help you cover day-to-day expenses, so you can avoid interruptions in your cash flow.

We work quickly to process your application. We'll let you know within 24 hours whether we can offer you credit and how much it will be for.

The eligible entities include:-

• Resident Individuals/Proprietorship/Partnership Firms/LLP

• Private Limited Companies (incorporated in India)

• NRI cannot be Applicant/Co-Applicant/Guarantor in this loan structure.

You can apply by filling out the form on our website. Simply fill in the information requested, and we'll be in touch with you shortly to let you know if your application has been approved or denied.

Any business that needs a short-term loan can apply for a Working Capital Demand Loan, including Self-Employed Non-professionals, Retailers, Wholesalers, and Manufacturers.

If you need money quickly and have a good credit score, a Working Capital Demand Loan could be perfect for your business. You don’t have to worry about waiting around or missing out on opportunities because you don’t have enough cash on hand. Instead, with this type of business loan, you can take advantage of any opportunity that comes up right away. Just ensure you understand how Working Capital Demand Loan works to avoid falling prey to fines or penalties due to improper understanding of the procedures.

Demand loans and Working Capital Demand Loans can be used interchangeably. This is a short-term loan that helps gives businesses ready cash flow for their day-to-day essentials needs and when they want to grow their business.

There are multiple types of working capital, as follows,
Regular Working Capital
Reserve Margin Working Capital
Permanent Working Capital
Variable Working Capital
Special Variable Working Capital
Gross Working Capital
Seasonal Variable Working Capital
Net Working Capital

A Working Capital Demand Loan, by definition, is one that is got quickly whenever needed. However, you will still have to give the loan provider minimal documentation like id and residential proofs, proof of income, etc. An expansive list will be available on the our website or given to you at the time of the loan application.

Area's we serve

  • Delhi
  • Faridabad
  • Gurgaon
  • Sonipat
  • Belgaum
  • Bengaluru
  • Bengaluru (Bommasandra)
  • Aurangabad
  • Pune
  • Pune- Chakan
  • Pune- Khed Shivapur
  • Pune- Lonikand
  • Pune - Pimpri
  • Kolhapur
  • Mumbai - Goregaon
  • Mumbai - Vasai
  • Nagpur
  • Nashik
  • Thane
  • Chandigarh
  • Ludhiana
  • Chennai
  • Chennai(Thirumudivakkam)
  • Coimbatore
  • Agra
  • Ghaziabad
  • Kolkata
  • Baroda
  • Rajkot
  • Surat
  • Vapi
  • Jamshedpur
  • Indore
  • Pondicherry
  • Bhiwadi
  • Jaipur
  • Hyderabad
  • Roorkee