Institutional lending for NBFCs, HFCs and MFIs

Image link

What is institutional lending?

Institutional lending is a type of financing that involves a large, established financial institution extending funds to another similar type of business. The borrower will be required to pay back this money over a period of time and with interest.

Our institutional lending features

Maximum Loan Amount
Loan amount will depend on the size of the NBFCs, HFCs & MFI.
Loan Duration
Institutional loans that can be repaid over a period of 3 years.
Affordable Interest Rates
Get more capital for business with less risk & at a low cost.
Short Processing Time
Fast processing time of 3 days for loan applications.

Overview

Institutional Lending: Partnership Extended Arm

NBFCs, HFCs, and MFIs all need institutional lending solutions because they provide financial services to a variety of people and businesses. They offer institutional financing in India that is not available from banks or other traditional institutions and can help people access the capital they need to grow their businesses and improve their lives.

NBFCs/HFCs/MFIs need institutional lending solutions for any of the following reasons:

1. To expand their business and increase their asset base.
2. To finance the working capital requirements of their business operations.
3. To diversify into new areas and grow their customer base.
4. To fund infrastructure projects and build new branches in different locations.

Benefits

Benefits of our institutional lending solutions for NBFCs, HFCs and MFIs

Our institutional lending solutions build a strong foundation for NBFCs, HFCs and MFIs to grow in their respective business segments.

Here are some reasons why you should work with us:

Our institutional loan products are fast-tracked and can be approved in as fast as one week.

We understand the nuances of each segment and have in-depth knowledge of the products offered by NBFCs, HFCs and MFIs. This helps us to quickly assess the creditworthiness of borrowers and find viable solutions for funding needs.

Our proven track record of consistent growth has helped us build strong relationships with our clients, which include many leading NBFCs.

Eligibility

Eligibility criteria to avail our institutional lending solutions

Registered with RBI

Electronica Finance Limited's borrowers must be registered with the Reserve Bank of India (RBI). To check if your company is registered, please log on to the RBI website and type in your company name or the PAN number. If you find a record, then it means that your company is already registered with the RBI and eligible for all our products and services.

Documents

Documents needed to avail our institutional lending solutions

3 Years Balance sheet and ITR
12 Months Bank Statements of all Banks
GST Returns for the current year
KYC – Aadhar & PAN

FAQ's

Frequently Asked Questions

You can apply for a loan by doing any of the following:

You will need to provide financial statements, tax returns and other documentation mentioned in the documents required section. Post that, you need to fill out our application and send it to us. We will review your application and contact you if we require any additional information or documentation.

Once we have received all of the information needed to review your application, you will be notified of our decision within 24 hours via call. If we need additional information, this process may take up to 72 hours depending on the nature of the request.